Real Estate Buyer's Tips | Small Dog Realty

Pam McCutcheon
406.220.2013
pam@smalldogrealty.com

The Home Buying Process

If you're reading this, you must be thinking about buying a new home. Congratulations!

For first-time buyers, this can be both exciting and terrifying. There are many good reasons for owning your own home, but the process and financing can be intimidating. Small Dog Realty is here to help! We promise that the more you know, the easier it will be.

The home-buying process begins with collecting information about you, the homebuyer. We’ll need to know which property styles and features meet the needs of you and your family. Do you have a particular neighborhood in mind? You may also need to consider driving distances from work, schools, activities, healthcare providers and special needs of your family.

You will also need to review your financial status. Qualified mortgage lenders pre-qualify buyers for a home loan, establishing how much you can afford -- an analysis based on the ratio of income to debt -- and steering you through closing.

After you know how much you can afford, the area you want to live in, and the style of house that will suit your family, it is time to go shopping!

Small Dog Realty’s websites link you to thousands of listings throughout the area. In fact, the Internet has become a wonderful resource for homebuyers; 75 percent of all homebuyers go online to see what’s out there, check their dreams against reality and refine their preferences.

Meanwhile, our agents will review all the parameters established by you and your lender and prepare a list of possibilities. We make all the arrangements and escort you through each property, helping you see the pros and cons of each.

Once you choose a property, you make an offer. We will write the Offer to Purchase contract and present it on your behalf to the seller.

Once the offer has been negotiated and accepted by the seller, you're on your way! This is followed by inspection, appraisal and title work -- all done in a timely manner.

The last step is the closing. And then ... Congratulations!

Ready to get started?  Click Here to Contact Me

18557395_1548152688581177_3554970634084094413_n
29216129_1939976682998910_5257519904603974627_n
20638802_1642950962434682_595380948029702942_n

Small Dog Realty-Bozeman
1970 Stadium Drive #1, Bozeman, MT 59715
Phone: (406) 220-2013

Small Dog Realty-Livingston
523 W. Park St, Livingston, MT 59047
Phone: (406) 222-7989